Tonight, I learned that our finances were in more of a dire state than I'd feared. For a month or two now, I've let my obsessive grip on the checking account and credit cards go- only to learn tonight that I'm over my limit on a card- and obviously funds are low at the end of the month in the checking account anyway. My heart sank. It's not like I'm out buying toys, but groceries when the cabinets are bare, or fixing our truck.
I'm trying not to stress out completely. Normally in this situation, I'd take control and sell off things I don't absolutely need. Then, through ultimate tyranny, try to stop up any and all spending of capital. I'd also consider cutting off things like television, etc. Not that frugality is bad; it's just really easy to take it to the "next level" when things look grim. We need a plan and sacrifices are likely required, but it's possible to overcome financial shortfalls with discipline and balance.
My wife and I are planning on working on the situation; tightening up the belt and she's going to try and gain some more hours at work to perform some damage control. It's going to be a rough time, as there is school around the corner and all of the expenses that go along with it.
Mostly, we need God's partnership in getting over this hurdle. I know God doesn't have a credit issue in Heaven, nor does he have a light bill he can't pay. There's no poverty in Heaven, so I'm praying that He helps us out and strengthens our finances (and helps keep all of the unforeseen debts at bay that like to steal our money).
Good Night
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