As I've shared several times before, my wife and I are really enjoying the life lessons that are being unearthed in each of the Financial Peace University classes we attend each week. Dave Ramsey imparts so much wisdom that [one would think would be commonplace, but] largely flies in the face of conventional thinking- and much of the good advice conflicts with the standard American way of life we were taught (or observed from our parents) as children.
Budgeting, saving, intensely attacking debt, developing an 'emergency fund', giving and investing instead of relying on plastic, are the real keys to financial peace. This paradigm shift in knowledge is affecting the way we look at money- and what we're willing to pay for the goods and services used by our family.
We haven't even gotten to large purchases yet. We aren't masters of any technique, nor are we fully on track. We simply aren't willing to pay $4 for a bag of potato chips at the local grocery store any longer! Rather than mindlessly opting for convenience as we've done many times in the past, we now buy larger, more affordable brands of chips in bulk from an outlet store while we're picking up other grocery items. The snack is perfectly acceptable, costs much less, and is often much larger in quantity than the convenient (yet highly priced) local alternatives. Perfect for a family with children who like to eat!
Evey little bit counts, and our monthly grocery expenses are happily showing signs of falling from the stratosphere. We're learning to be disciplined in the little things, with the hope that one day, we'll be consistently faithful in the big things.
Matthew 25:21 (Amplified Bible)
21His master said to him, Well done, you upright (honorable, admirable) and faithful servant! You have been faithful and trustworthy over a little; I will put you in charge of much. Enter into and share the joy (the delight, the blessedness) which your master enjoys.
Mother Teresa
Be faithful in small things because it is in them that your strength lies.
Good Night
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